5 Things You Never Thought Insurance Could Cover
5 Things You Never Thought Insurance Could Cover: Insurance policy is tricky business! Most people don’t understand it and end up hiring professional consultants for proper guidance. Many people think that insurance policies only cover major financial setbacks and highly unlikely events such as Lava insurance and other unusual financial products.
However, the truth is quite different. In fact, many incidents that might seem trivial to you are covered by your insurance policy.
Here is a list of five such scenarios that you never thought your insurance policy would cover.
Vandalism
Many a time people find their cars scratched or dented in the parking lot. It makes people frustrated and it should. However, if you have comprehensive coverage in your insurance policy, you are in luck because it covers such acts of vandalism.
Diapers
Now, this one takes the cake, right? Even though it seems highly unlikely, the truth is that your insurance policy covers diapers for children that are older than three years and are medically unfit. However, you will need a physician’s prescription for this one.
Power Outage/ Spoiled Food
Most insurance policies cover the expenses of food that has been spoiled due to excessive power outages. Feel free to call up your policy consultant to know if you can claim if such a situation arises.
Riots/ Acts of terrorism
Many insurance policies cover all the damage done by angry mobs. If some angry protesters have wrecked your car; your auto insurance has got you covered. If your house has been damaged by some terrorist attack such as nearby explosion or firing has damaged your home, you can make a claim.
Note: Your policy might not cover all that after a war has been declared.
Space Debris
Yes, you read that correctly. Acknowledging the fact that the chances of your house getting hit by a meteorite are quite slim, it can happen! In fact, it did happen in the past when a meteorite tore through the roof of poor Ann Hodges’ house.
Incidents in which pieces of airplanes might fall on your house or even car are covered under the clause titled “Falling Objects.”
For More Information & Videos Subscribe To Our YouTube Channel